INTRODUCING

ENIGMA

2.0

> THE POWER OF AI PROCESS AUTOMATION MEETS
THE MOST SECURE ENTERPRISE-LEVEL APPLICATION.
REGISTER INTEREST

Explore why ENIGMA
is the best in the Market

Modern enterprises use Turium ENIGMA2.0 software to unify their fractured business automation landscape, delivering solutions for all use cases ranging from historic to real-time, from merely task-oriented automation to the complete business processes automation by a secure and rich data software.  

One location, secure and complete control. At your fingertips, get a 360-degree snapshot Business leaders often focus on the tactical needs of “routine task automation” with RPA.

However, more enterprises are realising that not all business processes are simple, routine and short-lived. Many processes involve complex business rules, intelligent automated decision making and optimisation.

Data is never structured for real use cases and data security limits collaboration.

SELF-LEARNING
Enterprises are built on thousands of functional processes, each a chain of decisions that could be improved with the augmentation of analytics.

Turium ENIGMA2.0 closes the loop on end-to-end operations. AI/ML augmented decisions and workflows are captured and written back into core systems, for continuously improved decision-making.
HUMAN IN THE LOOP
Turium ENIGMA2.0’s primary purpose is to always keep humans-in-the-loop and empower the potential that already exists in your organisation.

Our technology creates the operational efficiencies that let your business and functional workers do what they do best.
ONE-STOP SHOP
Turium ENIGMA2.0  allows enterprises to build a one-stop shop for collaborative data analysis, empowering business officers with the data they need when they need it.

Turium ENIGMA2.0 gives everyone from analysts to executives the tools they need to make decisions based on a compounding knowledge asset.
COMPLIANT
Every government and business has its own way of doing things.

Turium ENIGMA ensures compliance in a variety of ways: technical, tax, legal, and data. All user activity is recorded to ensure that authorised oversight entities can confirm that data is being used appropriately and in conformity with applicable laws.
END TO END SECURE
Modern enterprises operate in highly regulated environments.

Turium ENIGMA2.0’s sophisticated access control and audit logging infrastructure drive collaboration without compromising security or privacy interests. Our software provides highly granular access restrictions with subtle and flexible permissions, such as temporal and purpose-based limitations.

Create a Hyper Automation Capability by bridging business goals with tailored capabilities fit for you:

APIs & Other
Connectors
Provide core integration capabilities to deliver automation via APIs in Turium ENIGMA​

Or any other business-preferred integration methods by using Turium FABRIQ
Orchestration &
Choreography
Support workflows and content-centric processes including collaboration, review and approval, and case management.

Orchestrate complex business functions and workflows that span people, applications and functional boundaries.
AI-Driven Decision
Automation
Provide knowledge workers with intelligent capabilities, such as workflow orchestration and advanced decision management.

Support diverse input data from multiple sources, multiple calculations/business policies/rules and sophisticated algorithms (to support a mix of rules and analytic models).
Discovery, ML
& Analytics
Analyse processes at a granular level to identify process inefficiencies and to discover opportunities for automation.

Assess processes for “drift.” Processes that were once optimal may no longer be optimal due to changes in consumer behaviour, regulatory changes, the pandemic and other external factors.

AI Process
Automation

Robotic Process Automation (RPA) is the use of software “robots" who perform the same way every time and don’t learn from one repetition to another. AI Process Automation in Enigma first learns your business processes (acquiring information), improves them (using context and rules) and finally, performs intelligent internal self-correction (learning from successes and failures) to enable immediate action.

Manual invoice data entry and traditional OCR solutions are slow, expensive, and error-prone. Most importantly, they waste valuable human time and talent. ENIGMA uses unique deep learning-infused computer vision technology that reads invoices in a way that ensures fast invoice data capture and produces real-time insights with greater accuracy on every use. One platform, many bills, complete control- our AP and AR solutions embed intelligent decision making in its heart to power your people to deliver faster, better outcomes.
01

Security

Keep your entire organisation safe and compliant. Enigma provides enterprise-level security features and procedures.

• Support ISO, SOC 2 Type 1, and IRAP compliance
• Perform granular role and user control
• Maintain thorough audit trails and records for each document
02

Sustainability

Aside from the numerous commercial benefits of eInvoicing, each electronic document that goes through our network directly contributes to a more sustainable environment, resulting in along-term, beneficial effect. By making the move, your enterprise minimises paper use, eliminates emissions from physical (postal) delivery services, and has the flexibility to manage your business from any location, office, or home
03

Cost
Efficiencies

Propelled by the goal of decreasing payment cycle times & costs - seamlessly process invoices in half the time, with zero paper. It's refreshingly intelligent and designed for convenience and compliance.

Scenario Modelling Capability

Predict AI uniquely enables you to make the key decisions you need in these times with its easy to use, purpose-built capabilities. It allows companies to decide how to fund cash deficits and how to use cash surplus. It allows a planner to explore a combination of capital and debt structures in their balance sheet for each scenario to model for the best liquidity outcome. Allowing companies to model for their debt instruments:

Financial Reporting
Predict AI prepares balance sheets, cash flow statements and more in seconds so that you’ll always have a current view of your financial position. Drilldown into the figures for a bang up-to-date view of how a business unit, location, product line or customer contributes to your financial health.
Revenue Planning
Get a handle on your revenue, budget and forecasts to lead your business’ strategic direction. Improve decision-making using AI-driven projections, scenario analysis, budgets and sales forecasts.
People Planning
Align your headcount plans with your strategic plans and right-size your organisational skills by any parameter you need – department, franchise, location, seniority.
Asset Planning
Plan for investing or divesting assets. See the impact of different depreciation methods on your balance sheet.

Predict Ai

Built for Agile Financial Planning connecting Strategy to Outcomes.

In a perfect world, it’s easy to plan for the best-case scenario. However we are living in unprecedented times, and the best-case scenario is rarely the reality. What happens if your business doesn’t hit revenue targets? Or what if another global pandemic strikes? Enterprises are expected to know how to navigate these uncharted waters. Approaches based on historical trend analysis, seasonality and year-over-year comparisons are no longer viable in planning and forecasting. Finance leaders are turning to TURIUM ENIGMA Predict AI for scenario modelling and rolling forecasts to deal with unforeseen levels of short-term uncertainty.


Model every Scenario

Rapidly analyse any scenario and model its impact on your business. Stop stitching together disconnected spreadsheets with dozens of models and be ready to change course in just hours.

Rolling Forecasting

Turn economic uncertainty into opportunity. See the downstream impacts of any forecast and keep your business in the best possible shape.

Collaborate Confidently

Predesigned workflows let you delegate planning to departments, divisions, or subsidiaries whilst keeping 100% oversight of progress. Tap into know-how in all corners of your business with ease.

Monte Carlo Simulations

Some businesses may need to go beyond the Base/Worst/Best case models; support for running Monte Carlo simulations within each model provides the financial planner the ability to run hundreds of simulations on each model and understand the level of confidence in a business goal or target being achieved. In addition, using the flexible account and custom dimension structure within TURIUM ENIGMA Predict AI, businesses can model for changes in demand across industries or for forecasting supply disruptions and capacity mix changes

Integrated Reporting and Analytics

Predict AI comes with a comprehensive set of pre-built financial statement reports on income statement, balance sheet and cash flow. By using the out of the box financial statements structure and building it out to the company-specific chart of accounts structure, financial analysts and planners can get instant feedback on the impact of changes they make to each scenario. These financial statements in the solution are automatically balanced by the system.

Dashboard Comparing Scenarios

Advanced reporting and interactive dashboards can be seamlessly leveraged with the scenario modelling capabilities, enabling effective communication of not just the numbers in the model but also the thinking behind the numbers. Built-in capabilities facilitate real-time analysis and report distribution using a variety of report formats. 

One Platform. Global Impact.

EnigmaPay

E –Payment System using visual and quantum cryptography.

01

Vault Level Security

EnigmaPay is a revolutionary payment system that leverages Quantum Encryption (best-in-class protection), harnessing Cryptography for enabling impenetrable gateway for secured transactions. The secured payment revolution is here.
02

No Third Party Vendors

With no in-between intermediary taking a slice of a transaction through exorbitant fees, protect your working capital with the most efficient payment gateway revolutionising how Organisations pay/get paid.
03

Instant & On-Time

Intuitive Mobile App & Dashboards leveraging Ai & Machine Learning to provide real-time insights into spend management and extracting the most amount of value in your working capital management and treasury function.


04

Error & Fraud Detection

Immerse your entire team with genuine peace of mind that Fraud and Errors are a thing of the past, authentic payments with authority and secure touchpoints.
05

Intuitive App/Dashboards with Ai+ML

Deliver on-time vendor payments by using Quantum Encryption with augmented Ai and Machine Learning, with no third party intermediary connect payments fast, efficient and safe.

Fraud Detect Ai

Next Generation Financial Crime Solution

Fraudulent costs are increasing. So is the regulatory pressure. Together, they are reshaping the cost of doing business. Companies must ensure they can identify hidden risks in real-time.  With Turium ENIGMA’s Fraud Detect AI, change the mindset of accepting fraud as a cost of doing business.  It combines multi-layered security with an industry-leading architecture to provide solutions for: Transaction Monitoring, Investigations, KYC, Customer and Transaction Risk Rating, and Enhanced & Customer Due Diligence.

Our fraud AI engine uses multiple techniques (automated business rules, embedded AI,  deep machine learning methods, anomaly detection, and network link analysis) to automatically score millions of records in real-time (online) and/or in batches (offline). Reduce false-positives (cost), and gain a greater competitive advantage.

Turium’s sophisticated Fraud Detect AI enables you to identify fraud activities with greater speed (low latency) and accuracy (high throughput). By quickly determining which transactions require further scrutiny and which don't, you can significantly reduce false positives. Automatic scoring lets you prioritize higher-value records, while advanced case handling tools enable more efficient, effective investigations – and a higher ROI per investigation. In addition, all fraud settlement amounts are captured within the system for reuse with similar records in the future as ENIGMA is self-learning and adapts with you. 

GET A DEMO
01

Prevent & detect online
fraud in real-time

Our Turium ENIGMA Fraud Detect AI scores the risk of an event in real-time, allowing enterprises to instantly apply containment or remediation measures designed to block or deny fraudsters and fast-track low-risk activity to provide better customer experiences for legitimate customers.
02

Give fraud teams
more control

By automatically handling the complex tasks required to train, tune, and deploy a fraud detection model, our FraudDetect AI makes it possible for users who aren’t machine learning experts, but are familiar with fraud issues, to participate in developing and updating highly accurate models.
03

Powerful AI/ML
Foundation

Our ML-based entity resolution and powerful network-based risk models make linking consumers, networks, and unknown counterparties simple and accurate. This provides the bank with astable, future-proof foundation along with a central client file that can be dynamically updated across functions.
04

Risk-Based Models
& Scenarios

Turium ENIGMA takes a hybrid approach, giving full out-of-the-box modules and scenarios while also providing the flexibility required to fulfil regulatory standards dictated by your specific client base and risk tolerance. This enhances alert accuracy and efficiency while providing regulators with more high-quality, automated SARs and reports.
05

Commercial
Off-the-Shelf Product 

Turium’s Fraud Detect AI serves as the foundation for the Next Generation Financial Crime Solution as a productized, out-of-the-box solution. It comes with a dependable, scalable backend designed for complex data environments.
06

Foundation for
Future Capabilities

As the world changes, the data infrastructure is designed to adapt and scale along with changing organizational needs.
07

Cost
Effectiveness

It is a fully integrated SaaS solution with a fast time to value and a plethora of capabilities to reduce Total Cost of Ownership – even when implemented on-premises. Organizations save money on labor, maintenance, support, and operating costs by bundling a suite of flexible applications.
08

Openness &
Interoperability

It is an open, extensible, and scalablesystem. All data in the platform can be securely exported in industry standard,open formats for use in other systems, and all of the logic used to integrateour clients’ data is available and usable in any environment.

Use Cases

01

Payment
fraud

The event of interest is an attempt to complete an online purchase or make or process a payment online. One common example in the e-commerce space relates to a “guest checkout”. The transaction involves a user who does not have account history or has selected a “guest” checkout option for a more anonymous experience.
02

New Account fraud

The event of interest is the act of signing up or registering for a new account. Fraud starts when a bad actor creates fake, stolen, synthetic identities, or generates multiple accounts, often through the use of bots. Once identity is established on a digital platform, executing an attack is easier.
03

account takeover

The event of interest is a login attempt for a legitimate user account. Account Takeover refers to the situation where a legitimate user’s login has been compromised, either because a bad actor has stolen their user id and password, purchased them on the dark web, or managed to guess it.
04

Promotion abuse

The event of interest is typically the act of a user redeeming a benefit granted via a demand generation or marketing promotion. Bad actors will access a legitimate user’s account and drain loyalty credits or points via transfer or purchase. They will also create multiple fake accounts to exploit promotions such as a free trial or free credits that come with a new account, or perform a self-referral to get a referral bonus.
05

Authentication

During online account registration, machine learning-powered facial biometrics can enable identity verification for any situation. With pre-trained facial recognition and embedded analysis capabilities, you can add this to enhance your user onboarding and authentication workflow with no machine learning expertise required.

Security that's Enterprise Grade

Your data will always remain yours. We do not train on your business data, ensuring utmost confidentiality. All interactions are encrypted, and we are proud to be SOC 2, DISP, and IRAP-protected compliant.

Industries

BANKING

Mortgage packets come with varying document types such as tax filings, W-2’s, paystubs, and applications which often times need to be split and classified. Using Turium’s ML you can extract the most important information out of mortgage applications such as asset valuation, credit score or property value using a combination of Intelligent Optical Character Recognition (iOCR) and Natural Language Processing (NLP) to speed up response times to your customers.

INSURANCE

Many insurance forms have varied layouts and formats which makes text extraction difficult. Using machine learning, you can extract relevant fields such as estimates for repairs, property address or case ID from sections of a document or classify documents with ease. By combining text extraction and NLP, you can process insurance forms such as insurance quotes, binders, ACORD forms, and claims forms faster, with higher accuracy.

CAPITAL
MARKETS

Financial proxy statements, SEC filings (10-K, 8-K, 14A, 497K, etc.), KYC forms, tax documents and more come in dense text format or mixed with tables and text making it difficult to process using traditional methods. Using Turium’s ML, you can process various formats and file types using iOCR and NLP combined to extract table formats and derive entities from documents and use custom models to recognize the entities and classify documents.

HEALTHCARE

Many healthcare forms have free form text, dense paragraphs, checkboxes, and tables. Using Turium ENIGMA2.0’s iOCR, extract the necessary data out of these documents regardless of layout. By using the forms and tables extraction API and Natural Language Processing, you can not only leverage text extraction but also extract medical terminology from medical forms to provide fast results to your patients and subscribers.

SUCCESS STORIES 

Turium AI provides over 20+ turnkey Enterprise AI applications that meet the business-critical needs of enterprises in retail, manufacturing, financial services, government, utilities, oil and gas, agribusiness, defense and intelligence, and more. Below are a few of our Australian customers:

Demand more from
your AI

See what industry-leading Enterprise AI capabilities can do for you.